On behalf of Fern and myself, I want to thank you for the excellent work you did to facilitate the processing of our reverse mortgage under very difficult circumstances, namely, the mind boggling requirements for documentation required by the government to make this all happen. We both realize that you are stuck with this system and that your job is very demanding because of all of these seemingly needless tasks, but you handled everything beautifully, were very responsive and supportive, and always behaved in a professional and courteous manner, making a difficult process more bearable for us. Thanks again for all of your help.