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Financial fraud through email and wire methods has unfortunately been on the rise for several years, and the mortgage industry is one of those that’s commonly affected. Due to the high dollar amounts often at play associated with mortgages and home loans, along with a number of first-time buyers who may not be fully familiar […]

At Primary Residential Mortgage, we’re proud to offer VA loans among our wide variety of mortgage loan programs. VA loans, backed by the US Department of Veteran Affairs and designed to give guaranteed loan programs to veterans and their families, help settle those who have given service to our country. There are a few important […]

When you’re considering a home loan of any kind, the mortgage rates you can qualify for are naturally going to be one of your single most important factors. The interest rate plays a big role in the total amount you’ll pay over the life of a given mortgage, often creating major swings based on just […]

In part one of this two-part blog series, we went over some of the basics and terms associated with mortgage points. Used to represent a single percentage of the total loan amount, many buyers choose to pay mortgage points up front, at the same time as the down payment, to help lower their interest rate […]

In part one of this two-part blog series, we went over some of the primary errors made during the stages of the mortgage process. This is a detailed process that requires care and precision, and there are a few areas where the wrong behaviors – whether now or in the past – could have a […]

When it comes to mortgages and mortgage rates, one area many borrowers look to is known as mortgage points. A way to essentially “buy down” your interest rate, mortgage points can be highly beneficial to borrowers when they’re utilized properly. At Primary Residential Mortgage, our team will help you understand exactly how mortgage points work […]

At Primary Residential Mortgage in Shoreline, we’re proud to be your one-stop mortgage lender for a variety of mortgage types, from traditional conventional formats to numerous specialty programs and more. We’ve walked hundreds of clients through this process in the past, helping them understand the areas they need to prioritize and the financial elements they […]

When you’re considering everything from the kind of mortgage you’ll qualify for to how you’ll get the best mortgage rates possible, perhaps the single largest financial factor you’ll be thinking about is your credit score. This score, also commonly called a FICO score, helps lenders understand your history of credit and how likely or unlikely […]

When it comes to selecting a new mortgage, one of the biggest single factors is the mortgage rate you can get. This rate, which refers to the interest rate at the time of closing, will vary based on a few factors, including your credit score, the type of loan you choose, and others. At Primary Residential […]

At Primary Residential Mortgage in Fort Myers, we’re proud to work with you from start to finish when it comes to securing a mortgage and finding the new home of your dreams. We’ll work with you on the important questions to ask yourself, plus help you deal with any roadblocks that may come up during […]