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ratified contracts tips homebuyers

Ratified Contracts: Tips for Branford Homebuyers

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In part one of this two-part blog series, we went over some basics on ratified contracts within the realm of mortgages. Ratified contracts are legally-binding contracts between buyers and sellers of a home, containing many pieces of important information that are not only required by law, but also play an important role in the transferring of […]

reasons mortgage refinancing consolidation

Reasons for Mortgage Refinancing: Consolidation and Cash-Out

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In part one of this two-part blog series, we went over some of the common reasons why homeowners choose to refinance their mortgage. Refinancing may come with several different benefits, whether you need to lower payments, change your rate format or possibly take advantage of a few other possible areas, and knowing this full landscape is […]

reasons mortgage refinancing rate term

Reasons for Mortgage Refinancing: Rate, Payment, Format, Term

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There are several programs within the mortgage world that might be utilized for varying different purposes, and mortgage refinancing is perhaps the best example. There’s not a single reason why homeowners refinance their mortgage — rather, there are several different scenarios that may lead them down these lines, each of which may have specific benefits […]

purchasing second home considerations

Purchasing a Second Home: Considerations for Guilford Buyers

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In part one of this two-part blog series, we went over some basic benefits that often come with purchasing a second home. For those who have the financial ability to do so, a second home purchase offers you advantages in several possible areas, including retirement and tax planning. At Primary Residential Mortgage, we’re happy to […]

monthly mortgage payment toward

What Your Monthly Mortgage Payment is Going Toward

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While most mortgage payments will be made in a single lump sum each month, borrowers are actually paying a few different things within this larger amount. There are several distinct components to a mortgage payment, and these may also change during the life of the loan as more and more of it is paid off. […]

year-over-year home sale data

Learning from Year-Over-Year Home Sale Data

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Within the mortgage and real estate worlds, few things are as valuable as information and data. From the latest mortgage rates to recent mortgage trends, home price tendencies and numerous other areas, having accurate data and interpreting it properly are vital to achieving success within any real estate transaction. At Primary Residential Mortgage, we’re here […]

cover letters seller needs

Offer Cover Letters: Addressing Specific Seller Needs

In part one of this two-part blog series, we went over some basics on the cover letter that you may or may not include as part of an offer on a new home. Cover offers serve a few purposes, from stating some of your homeownership goals to simply introducing yourself to the seller, and they […]

cover letters seller types

Offer Cover Letters: Seller Types and Desires

There are several elements that may go into an offer you make on a home, and one of these that’s generally optional is known as a cover letter. Serving as a way to both help the seller focus on the details of your offer plus personalize it in a few special ways, cover letters may […]

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