Blog

Opinions expressed are solely my own and do not express the views of my employer.

January 9 2024

First-Time Home Buyer Programs: A Path to Your Dream Home

Buying your first home is an exciting milestone, but it can also be a daunting process, especially when it comes to financing. Purchasing real estate is a significant investment that can be difficult to achieve; there are also many things to consider that a newcomer to the process might not know. If your dream is […]

December 13 2022

What the “Pending” Tag Means on Home Listings

chrishauman FAQs, News

If you’re in the process of searching through home listings to find the ideal home of your dreams, you will likely come across certain properties that are listed as “pending” during your search. Most are already aware that this tag refers to the property nearing the point of being sold – can you still make […]

November 8 2022

Avoiding Delays to Underwriting: Responses, New Credit, Employment

chrishauman Home Loan Process, News

In part one of this two-part blog series, we went over some of the basics on what mortgage underwriting is, plus how to avoid any actions that might delay this important process. Underwriting is the process in which loan officers review and hopefully approve your loan application, and it’s one you want carried out as […]

avoiding delays underwriting application

October 11 2022

Avoiding Delays to Branford Underwriting: Application, Transparency

chrishauman Home Loan Process, News

There are a few important processes that will almost always take place during any kind of mortgage acquisition and home purchase, and one of these is known as underwriting. Typically taking place in the month or so before your purchase is set to take place, underwriting involves a full review of finances and some related […]

September 13 2022

Predatory Lender Red Flags: Lies, Deception, Bank Account Access

chrishauman FAQs, Loans

In part one of this two-part blog series, we went over some of the key red flags that indicate you might be dealing with a harmful or predatory mortgage lender. Unfortunately, such predatory individuals and entities are present in many loan areas, from auto loans to home loans and more — but if you know […]

August 9 2022

Predatory Lender Red Flags: Rushing, No Credit, Blank Fields

chrishauman Home Loan Process, News

There are sadly a number of areas in our world where unscrupulous people or entities try to take advantage of others financially, and the realm of loans is one of them. Predatory lenders can be found in many areas of the loan world, and unfortunately the area of mortgages is not an exception to this. […]

affording down payment savings investments

July 12 2022

Affording a Guilford Down Payment: Savings, Investments, Gifts

chrishauman Home Loan Process, Loans, News, USDA Loans

In part one of this two-part blog series, we looked into some basics on how you can receive assistance in affording a down payment on a home. There are a number of resources here, from low down payment mortgage programs to government assistance and several more — and being aware of these might make a […]

June 14 2022

Affording a Down Payment: Mortgage Programs, Government Assistance

chrishauman FHA Loans, Home Loan Process, Loans, VA Loans

There are several financial considerations you’re likely making while entering the market for a new home, and one of the most significant here for most buyers is the down payment. Referring to a percentage of the overall home purchase price that you will pay up-front in a lump sum format, your down payment is important […]

May 10 2022

Home Size Factors: Current Home, Maintenance, Storage

chrishauman Home Loan Process, Loans, News

In part one of this two-part blog series, we went over some of the simplest factors that are typically involved when you’re looking to determine the ideal home size to pursue on the market. From the size of your family to your future plans and more, there are a number of considerations here as you […]

April 12 2022

Home Size Factors: Family and Time at Home

chrishauman Home Loan Process, Loans, News

There are several important considerations to be making as you hit the home market to purchase the home of your dreams, and one of the simplest — but often most important — is the general size of home you’re looking for. While you certainly don’t need to have a precise square footage in mind, as […]